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General Information

Surplus line insurance is coverage not available in the admitted market (insurance companies authorized to write insurance in the insured’s state of domicile) and therefore, placed with a non-admitted insurer not licensed in the insurer’s home state. Coverage is obtained through a licensed surplus line broker who must perform certain duties as required by California surplus line regulations. A diligent search must be performed prior to placing coverage with a non-admitted insurer, specific forms must be completed, and transaction documents must be submitted to the Surplus Line Association of California for compliance review.