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Introducing the

Learning
Center

SLA's new
online center for broker
education and broker license
renewal assistance.

SLA's new online center
for broker education and
broker license renewal assistance.

SLA's new online center for broker
education and broker license
renewal assistance.

Learn More

Introducing the

Emerging Risks
Discussion Forum

A new way to
have dialogue about
emerging risks in the
surplus line industry.

A new way to have dialogue
about emerging risks in the
surplus line industry.

A new way to have dialogue
about emerging risks in the
surplus line industry.

Learn More

California Surplus Lines Market Index

The California Surplus Lines Market Index (MCat Index) is a high-level measure of the relative health of the California Surplus Lines market over time.

The Index is the average premium amount per transaction for various periods based on the registered date of the policy/endorsement. The average is calculated by dividing the sum total of premium for all transactions (new and renewal policies and endorsements) by the number of premium-bearing transactions the same period.

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June 2020 June 2019 % Change 2020 YTD 2019 YTD % Change
$11,838.38 $13,666.38 (13.38%) $12,997.39 $9,918.90 31.04%
Year 2019 2018 2017 2016 2015
Index Value $12,911.33 $11,379.56 $10,695.27 $10,061.96 $12,097.75
Percent Change 13.46% 6.40% 6.29% (16.83%) N/A
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Month MCAT Value Rolling Average % Change
June 2020 $11,838.38 $13,073.60 (11.75%)
May 2020 $13,413.88 $13,176.54 (4.82%)
April 2020 $14,093.11 $13,154.96 4.68%
March 2020 $13,462.77 $13,061.14 16.87%
February 2020 $11,519.29 $13,016.52 (14.47%)
January 2020 $13,468.07 $13,203.67 10.21%
December 2019 $12,220.85 $13,165.90 (18.62%)
November 2019 $15,016.99 $13,323.41 30.61%
October 2019 $11,497.31 $12,984.69 (14.45%)
September 2019 $13,439.44 $13,356.54 5.71%
August 2019 $12,713.56 $13,328.91 (6.56%)
July 2019 $13,606.79 $13,636.58 (0.44%)
June 2019 $13,666.38 $13,666.38 100.00%
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Coverage Type June 2020 June 2019 % Change 2020 YTD 2019 YTD % Change
$3,914.73 $3,497.25 11.94% $5,566.85 $6,305.98 (1172.11%)
AUTOMOBILES $9,194.01 $57,450.23 (84.00%) $23,313.88 $21,254.25 969.05%
AVIATION $33,698.25 $38,737.14 (13.01%) $51,005.58 $24,106.26 11158.64%
COMMERCIAL PROPERTY $17,753.99 $11,842.64 49.92% $13,480.70 $8,888.14 5167.07%
CRIME $2,616.04 $2,171.49 20.47% $951.47 $1,494.23 (3632.38%)
EXCESS LIABILITY $22,106.13 $28,604.37 (22.72%) $32,478.32 $34,231.03 (512.02%)
FIDELITY, SURETY & BONDS $5,952.24 $22,020.54 (72.97%) $15,073.30 $18,029.51 (1639.65%)
FIRE & ALLIED LINES $10,360.39 $9,772.32 6.02% $12,883.12 $7,716.57 6695.41%
GARAGE $2,575.32 $4,210.99 (38.84%) $24,548.94 $4,050.79 50602.87%
GENERAL LIABILITY $7,443.11 $8,225.67 (9.51%) $8,351.21 $7,004.98 1921.83%
INLAND MARINE $7,508.95 $6,225.89 20.61% $8,165.77 $5,835.68 3992.83%
MALPRACTICE $26,197.99 $29,096.67 (9.96%) $23,473.04 $18,593.39 2624.40%
MISCELLANEOUS $8,441.12 $16,582.58 (49.10%) $9,970.15 $9,130.94 919.09%
NONFILEABLE COVERAGES $0.00 $0.00 0.00% $2,635.00 $0.00 10000.00%
PROFESSIONAL LIABILITY/ERRORS & OMISSION $23,707.56 $22,068.98 7.42% $22,334.59 $18,563.77 2031.28%
WORKER'S COMPENSATION $0.00 $4,967.73 (100.00%) $331,359.02 $542,916.33 (3896.68%)