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California Surplus Lines Market Index

The California Surplus Lines Market Index (MCat Index) is a high-level measure of the relative health of the California Surplus Lines market over time.

The Index is the average premium amount per transaction for various periods based on the registered date of the policy/endorsement. The average is calculated by dividing the sum total of premium for all transactions (new and renewal policies and endorsements) by the number of premium-bearing transactions the same period.

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June 2021 June 2020 % Change 2021 YTD 2020 YTD % Change
$15,987.94 $11,792.20 35.58% $14,102.47 $12,988.95 8.57%
Year 2020 2019 2018 2017 2016
Index Value $15,789.63 $14,693.33 $11,372.73 $10,673.93 $10,061.43
Percent Change 7.46% 29.20% 6.55% 6.09% N/A
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Month MCAT Value Rolling Average % Change
June 2021 $15,987.94 $14,946.72 2.32%
May 2021 $15,625.72 $14,859.95 11.81%
April 2021 $13,975.58 $14,790.33 17.92%
March 2021 $11,851.36 $14,871.81 (16.62%)
February 2021 $14,213.68 $15,207.41 4.10%
January 2021 $13,654.03 $15,331.63 (26.68%)
December 2020 $18,622.41 $15,571.29 35.30%
November 2020 $13,763.72 $15,062.77 6.03%
October 2020 $12,981.07 $15,322.58 (9.39%)
September 2020 $14,326.03 $15,907.95 (42.69%)
August 2020 $24,997.19 $16,435.26 99.72%
July 2020 $12,516.39 $12,154.29 6.14%
June 2020 $11,792.20 $11,792.20 100.00%
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Coverage Type June 2021 June 2020 % Change 2021 YTD 2020 YTD % Change
$4,910.89 $3,907.61 25.68% $5,436.73 $5,569.45 (238.29%)
AUTOMOBILES $24,855.56 $9,162.34 171.28% $15,296.72 $23,336.36 (3445.11%)
AVIATION $2,504.24 $33,698.25 (92.57%) $55,568.11 $51,005.58 894.51%
COMMERCIAL PROPERTY $20,605.13 $17,664.89 16.64% $16,124.40 $13,466.90 1973.36%
CRIME $4,049.97 $2,604.62 55.49% $2,149.82 $928.57 13152.04%
EXCESS LIABILITY $25,166.43 $21,984.94 14.47% $33,948.47 $32,504.11 444.36%
FIDELITY, SURETY & BONDS $7,128.37 $5,880.10 21.23% $6,359.28 $15,182.08 (5811.33%)
FIRE & ALLIED LINES $15,283.78 $10,350.58 47.66% $15,488.79 $12,898.21 2008.48%
GARAGE $3,703.03 $2,511.80 47.43% $4,201.88 $24,682.36 (8297.62%)
GENERAL LIABILITY $9,831.49 $7,418.32 32.53% $9,570.96 $8,333.59 1484.80%
INLAND MARINE $6,722.32 $7,509.37 (10.48%) $7,085.79 $8,138.81 (1293.83%)
MALPRACTICE $28,730.05 $26,384.85 8.89% $29,635.87 $23,511.61 2604.78%
MISCELLANEOUS $10,684.48 $8,223.18 29.93% $9,947.41 $9,933.94 13.56%
PROFESSIONAL LIABILITY/ERRORS & OMISSION $28,808.13 $23,651.62 21.80% $24,772.59 $22,323.63 1097.03%
WORKER'S COMPENSATION $0.00 $0.00 0.00% $2,369,694.67 $331,359.02 61514.42%