Skip To The Main Content

California Surplus Lines Market Index

The California Surplus Lines Market Index (MCat Index) is a high-level measure of the relative health of the California Surplus Lines market over time.

The Index is the average premium amount per transaction for various periods based on the registered date of the policy/endorsement. The average is calculated by dividing the sum total of premium for all transactions (new and renewal policies and endorsements) by the number of premium-bearing transactions the same period.

Swipe the table to scroll.
January 2024 January 2023 % Change 2024 YTD 2023 YTD % Change
$16,006.20 $17,312.96 (7.55%) $16,006.20 $17,312.96 (7.55%)
Year 2023 2022 2021 2020 2019
Index Value $15,434.00 $17,669.08 $17,995.44 $16,015.39 $14,687.98
Percent Change (12.65%) (1.81%) 12.36% 9.04% N/A
Swipe the table to scroll.
Month MCAT Value Rolling Average % Change
January 2024 $16,006.20 $17,508.51 (1.14%)
December 2023 $16,190.38 $17,633.71 6.78%
November 2023 $15,162.77 $17,764.92 (18.61%)
October 2023 $18,630.64 $18,025.13 (8.25%)
September 2023 $20,304.93 $17,957.86 (9.84%)
August 2023 $22,520.90 $17,664.47 31.00%
July 2023 $17,190.87 $16,970.70 5.43%
June 2023 $16,305.42 $16,934.00 9.97%
May 2023 $14,826.58 $17,059.72 (24.84%)
April 2023 $19,725.74 $17,618.00 18.02%
March 2023 $16,713.93 $16,915.42 (0.03%)
February 2023 $16,719.37 $17,016.16 (3.43%)
January 2023 $17,312.96 $17,312.96 100.00%
Swipe the table to scroll.
Coverage Type January 2024 January 2023 % Change 2024 YTD 2023 YTD % Change
$3,625.68 $4,827.28 (24.89%) $3,625.68 $4,827.28 (2489.18%)
AUTOMOBILES $26,716.85 $8,805.51 203.41% $26,716.85 $8,805.51 20341.06%
AVIATION $162,372.11 $220,498.51 (26.36%) $162,372.11 $220,498.51 (2636.14%)
COMMERCIAL PROPERTY $20,397.93 $17,316.18 17.80% $20,397.93 $17,316.18 1779.70%
CRIME $23,510.34 $21,192.15 10.94% $23,510.34 $21,192.15 1093.89%
EXCESS LIABILITY $27,551.26 $47,663.80 (42.20%) $27,551.26 $47,663.80 (4219.67%)
FIDELITY, SURETY & BONDS $9,143.10 $12,298.21 (25.66%) $9,143.10 $12,298.21 (2565.50%)
FIRE & ALLIED LINES $8,222.74 $16,596.24 (50.45%) $8,222.74 $16,596.24 (5045.42%)
GARAGE $6,444.71 $3,931.86 63.91% $6,444.71 $3,931.86 6390.98%
GENERAL LIABILITY $1,896.63 $371.50 410.53% $1,896.63 $371.50 41053.33%
INLAND MARINE $6,732.18 $7,985.35 (15.69%) $6,732.18 $7,985.35 (1569.33%)
LIABILITY $8,975.44 $8,729.98 2.81% $8,975.44 $8,729.98 281.18%
MALPRACTICE $42,883.81 $24,091.52 78.00% $42,883.81 $24,091.52 7800.38%
MISCELLANEOUS $101,754.68 $162,103.68 (37.23%) $101,754.68 $162,103.68 (3722.86%)
MORTGAGE $53,679.67 $42,202.13 27.20% $53,679.67 $42,202.13 2719.66%
PLATE GLASS $0.00 $0.00 0.00% $0.00 $0.00 0.00%
PROFESSIONAL LIABILITY/ERRORS & OMISSION $38,954.26 $40,592.35 (4.04%) $38,954.26 $40,592.35 (403.55%)
WORKER'S COMPENSATION $0.00 $0.00 0.00% $0.00 $0.00 0.00%
ALL FEES $0.00 $0.00 0.00% $0.00 $0.00 0.00%